What NOT to say to an Insurance Adjuster after an accident.

When dealing with an insurance adjuster after a car accident, it's essential to be cautious about what you say to protect your interests. Here are some things you should avoid saying:

1. Admitting fault: Avoid making statements like "I'm sorry" or admitting fault in any way. Fault determination should be left to the professionals who investigate the accident.
2. Speculating on injuries: Don't make guesses about your injuries or their severity. Let medical professionals evaluate and document your injuries.
3. Providing a recorded statement: Refrain from giving a recorded statement to the insurance adjuster without consulting an attorney first. What you say can be used against you later.
4. Discussing previous injuries: Don't volunteer information about prior injuries or medical conditions unless it's directly relevant to your claim.
5. Settling too quickly: Don't agree to a settlement without fully understanding the extent of your injuries, the cost of repairs, and your future medical expenses. Once you accept a settlement, it's usually challenging to revisit the claim.
6. Allowing access to medical records: Be cautious about authorizing the release of your complete medical records to the insurance company. They may use this information against you.
7. Accepting the first offer: Insurance adjusters may make low initial settlement offers. It's often a negotiation process, so don't accept the first offer without considering whether it adequately covers your damages.
8. Sharing too much information: Limit the amount of personal information you disclose. Stick to the facts about the accident and your injuries.
9. Signing waivers or documents without understanding: Always read any document carefully before signing it, and don't sign anything that you don't fully understand or that waives your rights.
10. Avoiding an attorney: If the accident is complex, involves significant injuries, or the insurance company is being difficult, consider consulting an attorney before discussing your case with the insurance adjuster.

Remember that insurance adjusters work for the insurance company, and their primary goal is to minimize the company's financial liability. Be polite and cooperative but also cautious when dealing with them. If you have any doubts or concerns, contact attorney Ramon Martin of The Justice Law Firm, LLC to ensure your rights and interests are protected.